Set Yourself Up for a Stress-Free School Year!

Step 1: List All Back-to-School Expenses

☐ School supplies (notebooks, pens, folders, etc.)
☐ Backpacks and lunchboxes
☐ Clothing and shoes
☐ Electronics (laptop, calculator, headphones)
☐ Activity fees (sports, clubs, music)
☐ Medical checkups or immunizations
☐ Other (snacks, water bottles, etc.): ______________________

Step 2: Set Your Total Budget

☐ Decide on your overall spending limit $______________________
☐ Allocate amounts for each category $______________________

Step 3: Shop Smart

☐ Check for supplies you already have
☐ Look for tax-free weekends and sales
☐ Use coupons, loyalty programs, and price-matching
☐ Consider gently used or secondhand items

Step 4: Track Your Spending

☐ Save receipts or use a budgeting app
☐ Adjust as needed to stay within your plan

Step 5: Plan for Unexpected Costs

☐ Set aside a small “just in case” fund $______________________

Step 6: Talk to Your Kids

☐ Involve them in budgeting decisions
☐ Teach needs vs. wants

Step 7: Review and Reflect

☐ Review what worked
☐ Note what you’d do differently next year

Bonus Tips:

• Keep a folder or envelope for school receipts
• If you need help with costs, look for local nonprofits or school supply drives

Need help getting your finances organized?

Schedule a free consultation with Walden Legal Solutions for personalized debt and budget advice.

Want to download your Checklist? Do it HERE!