Financial Choices to Consider Before Your Child Leaves for College It is Senior Year … So much is going on – Let’s talk finances. As a parent of a high school senior, I’m feeling all of the feels right now. There are so many “lasts” to witness while celebrating the young adults they’ve become. Along […]
Essential Financial Planning for Your Child’s College Journey Read Post »
Student Loan Forgiveness … Still on the way – For roughly 25 million borrowers. The Biden administration is sending emails to tens of millions of borrowers this week about its new plans to cancel student debt. The Department of Education estimates that at least 25 million borrowers could qualify. Eligibility Borrowers who owe more than they did at the start
For Roughly 25 Million Borrowers – Student Loan Forgiveness is Still on the Way Read Post »
Student Loan Debt is a Real Problem. …and Student Loan Law is a complex area. Luckily there are Student Loan Attorneys. A Student Loan Lawyer has completed advanced training to be able to properly assist you with your student loans. Wondering how? Read on to Learn Your Options:
Student Loan Debt — Continued Struggle … With Support Available. There is more than $1.74 trillion in student loan debt. How did we get here? History of Student Loan Debt: To some degree, student loan issues go back to 1944 and the GI Bill. There have been various updates and changes over time. In regards
Exploring the Erosion of the Middle Class and the Role of Bankruptcy Is America’s middle class vanishing? A thought-provoking article on CNN Business describes the middle class as “eroding” due to overwhelming debt burdens. Lower-income families are facing significant financial challenges compared to their higher-income counterparts. If stagnant income levels are preventing you from living
Is America’s Middle Class Vanishing? Understanding the Impact of Debt Read Post »
Everything You Need to Know About Your 341 Meeting What Is a 341 Meeting of Creditors? A 341 Meeting of Creditors is a required step in the bankruptcy process. It’s an official hearing where you, the debtor, answer questions under oath about your financial situation. The meeting is led by the Bankruptcy Trustee assigned to
What Is a 341 Meeting of Creditors and How to Prepare for Your Bankruptcy Hearing Read Post »
UPDATES for Median Income Levels: Kansas and Missouri Bankruptcy Filers — The Means Test looks at your Median Income to determine for which Chapter of Bankruptcy you qualify … Chapter 7 or Chapter 13 Most individual debtors filing for bankruptcy relief are required to complete a version of Bankruptcy Form 122. The Means Test is
May 15, 2024 Median Income Levels for Kansas and Missouri Bankruptcy Filers (again) Read Post »
UPDATE 5/15/24 The Biden-Harris Administration Announced it will Allow Borrowers More Time to Consolidate Loans to Get Credit for Progress Toward Loan Forgiveness Programs! This administrative fix ensures borrowers get proper credit for progress borrowers made toward income-driven repayment (IDR) forgiveness and Public Service Loan Forgiveness (PSLF). The payment count adjustment is now anticipated to be
UPDATE TO 6/30/24 — Deadline April 30, 2024 : Student Loan Debt Recount Opportunity Read Post »
Bankruptcy Filings — The total number of filings … Is up … A total of 16% over last year. From the United States Courts: Bankruptcy filings rose 16 percent during the 12-month period ending March 31, 2024. That is a similar rate of acceleration as in the Dec. 31, 2023, quarterly report, but new bankruptcy
Oxytocin, Serotonin, Dopamine Dogs? Oh, my. Pets. They are cute. They make us laugh with their silly antics. They help us gain a sense of responsibility. They keep us active. They show us unconditional love. What about Mental health? Spending time with your pet is a relaxing, enjoyable way to reduce stress. Some time back I
How Pets Boost Mental Health: The Power of Oxytocin, Serotonin, and Dopamine Read Post »
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