Understanding Debt Settlement: Pros and Cons
Consumers must do their research before signing up with a debt settlement company.
Bankruptcy Alternatives You May Consider: Know Your Financial Options
Bankruptcy Alternatives You May Consider: Know Your Financial Options Have You Considered Alternatives to Bankruptcy? If you’re feeling overwhelmed by debt, you may wonder if bankruptcy is your only option. While bankruptcy can provide a fresh start, it’s not the only path to financial freedom. Below, we explore common alternatives to bankruptcy, their potential benefits,
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Navient Student Loan Class Action Suit ** UPDATE **
Navient — Student Loan Debt… Class action suit. (original post 11/9/23) Navient Class Action Suit ** UPDATE ** As additional questions keep coming in regarding this class action suit, here is an update: The matter of Youssef v. Navient Solution; Case No. 23-MC-2113 (HG), Adv. Pro. No 17-1085 has been settled. The proposed Settlement was
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What You Need to Know About Bankruptcy Reaffirmation Agreements
Understanding Reaffirmation Agreements in Chapter 7 Bankruptcy Considering Chapter 13 Bankruptcy? You can skip this post! Reaffirmation agreements only apply to Chapter 7 bankruptcy cases. What is a Reaffirmation Agreement? A reaffirmation agreement is a new contract between you and a creditor. By signing it, you agree to continue paying off a specific debt, even
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Understanding Garnishments in Kansas: What You Need to Know
The bank received an order for garnishment — there goes your savings. Garnishment. What is Garnishment and How Does it Work? Garnishment allows creditors to collect unpaid debts by seizing your wages, bank accounts, or other property. In Kansas, creditors typically seek a court judgment before requesting a garnishment order. However, in some cases, they
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Is Your Economic Impact Payment (Stimulus Check) at Risk?
Protecting Your Stimulus Check: What You Need to Know Just because you’re eligible and took the right steps to RECEIVE your check, does NOT mean you will be the one getting it. Who can step in? Private debt collectors with active garnishments. The funds could be seized as soon as they hit your personal account.
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Stop Collection Calls: Understanding Your Rights and Options
YES! It is possible — When you are unable to make your monthly payments, Creditor calls are going to happen. First, you will get a letter from your Creditor saying something airy like “Whoops you missed a payment!” Make your payment, plus late fees and all is well. But another month passes without payment and
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