Accurate credit reports are essential for today’s consumers, so they can receive the best financing options available.
It is important for all consumers to understand how and what kind of debts are reported on a credit report. The information reported on your credit report will determine your credit score.
What is Your Free Credit Report Saying About You? Read Post »
Understanding Pre-Petition vs. Post-Petition Debt in Bankruptcy What Is Pre-Petition Debt? Pre-petition debt is any debt you owe before your bankruptcy case is filed with the court. The filing date is crucial—it marks the point when your debts are divided into pre-petition and post-petition categories. Examples of pre-petition debt include: When you file for bankruptcy,
What does pre-petition debt vs post-petition debt mean? Read Post »
Understanding Reaffirmation Agreements in Chapter 7 Bankruptcy Considering Chapter 13 Bankruptcy? You can skip this post! Reaffirmation agreements only apply to Chapter 7 bankruptcy cases. What is a Reaffirmation Agreement? A reaffirmation agreement is a new contract between you and a creditor. By signing it, you agree to continue paying off a specific debt, even
What You Need to Know About Bankruptcy Reaffirmation Agreements Read Post »
Navigating Student Loans After Bankruptcy: What Kansas Filers Need to Know We are often asked whether filing for bankruptcy will affect a student’s college or graduate financial aid opportunities. Bankruptcy filers will qualify for some student loans and may struggle to be approved for other loans. Federal loans consisting of Stafford and Perkins loans are
Can I Qualify for Student Loans After Bankruptcy? Read Post »
