Debt Help Quiz || Find Out What Kind of Help Might Be Right for YouBy Malissa / November 10, 2025 Struggling with Debt? Find Your Best Path Forward. Take our quick 2-minute quiz and discover personalized options for debt relief, budgeting, or legal review. Quick 10-question quiz. Just 2–3 minutes to complete. What you receive: At the end, you'll be guided to a page with resources and tools tailored to your situation — Your answers are confidential and used only to guide you to the most relevant resources. Ready? Let’s get started. 📋 Find Your Best Debt Solution → What’s your estimated total credit card and personal loan debt (not including student loans)? Less than 15k Between 16k - 35k Over 36k None Are you current with your debt payments? Yes. Some. No. None Do you struggle to make minimum payments on your credit cards each month? No, I make at least the minimum payment on my credit cards each month -- no problem. Yes, it is a struggle, but I am making the minimum payments. Yes, the monthly struggle is real. None Do you have to use credit cards to cover basic expenses like groceries or utilities? Yes, that is my only option right now. A few times when money gets tight. No, I have not had to use them for basics. None Do you owe back taxes? Yes, I have back taxes owing. Maybe, I have unfiled tax returns so I might owe something. No, my taxes are all filed and paid. None Are you being sued or facing legal action over a debt? (judgment, repossession, foreclosure) No. Not sure. Yes. None What’s your employment status? Full-time. Part-time. Unemployed. Other (retired, student, etc). None Does your debt total more than 40% of your income? Yes, a lot more. It's between 25% - 40% of my income. My debt is less than 25% of my income. None Do you have an emergency fund? Yes, I have at least 3 to 6 months of expenses saved. Yes, I have at least $2000 saved for emergencies. No, it is difficult to cover my monthly expenses. None Do you believe you can realistically be debt-free in the next 5 years without taking legal action to resolve your debts? No, I do not see how that could happen. Maybe, but I am unsure. Yes, I think that can I can do that. None Your Debt Help Quiz Results are up next! Your Name: Email Address: By checking this box, you consent to WLS, LLC sending emails/newsletters to your email (you can unsubscribe later). Time's up
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