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Kansas & Missouri Meeting Of Creditors Prepare For Trustee: Questions & Answers

Present Yourself Professionally

The 341 Meeting is the official forum where the debtor appears to answer under oath questions from the Trustee, creditors, and other parties in interest regarding their bankruptcy case and estate, as required by the bankruptcy code.

You should professionally present yourself and respect the formality and solemnity of the bankruptcy proceedings in the same manner as if you were appearing at an in-person 341 Meeting.

When your case is called, you will unmute and let the Trustee know that you are present. He will next ask you to take an oath, to tell the truth. You will need to raise your right hand. He will ask you to swear or affirm the testimony you are about to give is the truth, the whole truth, and nothing but the truth. You must say ‘yes’ aloud.

Questions Asked During Your Meeting Of Creditors:

For both Chapter 7 Bankruptcy and Chapter 13 Bankruptcy cases filed in Kansas City the Bankruptcy Trustee will then proceed with a series of typical questions:

  1. State your name for the record. Is your current address the same as when you filed your case?
    • Provide your full name and let the Trustee know if you still live in the same place as when we filed your case.
    • Provide your full name and let the Trustee know if you still live in the same place as when we filed your case.
  2. Did you sign the petition, schedules, statements, and related documents and is the signature your own? Did you read the petition, schedules, statements, and related documents before you signed them?
    • Yes. You reviewed and signed all of your documents through SignNow.
    • Yes. We reviewed all documents line-by-line during our last TEAMS Meeting.
  3. Are you personally familiar with the information contained in the petition, schedules, statements and related documents? To the best of your knowledge, is the information contained in the petition, schedules, statements, and related documents true, and correct? Are there any errors or omissions to bring to my attention at this time?
    • Yes. You are personally familiar, as you provided the information used to prepare your case.
    • Yes. You are personally familiar, as we have reviewed all documents with you line-by-line.
    • IF there is an update or change, you need to let your attorney and the Trustee know. We may need to file amended documents.
  4. Are all of your assets identified on the schedules? Have you listed all of your creditors on the schedules?
    • Yes. All of your assets are listed on the schedules.
    • IF, you realize an asset has been omitted, let your attorney and the Trustee know. We may need to file amended documents.
  5. Have you previously filed for bankruptcy?
    • Yes. Provide the Trustee with the case number and the discharge information to determine discharge eligibility in this case.
    • No.
  6. What is the address of your current employer?
    • Provide the address listed on your bankruptcy schedules.
  7. Is the copy of the tax return you provided a true copy of the most recent tax return you filed?
    • We will provide the Trustee with your last 2-years of tax returns. If these are correct, answer yes.
    • IF you have NOT filed any of the taxes due in the last 4-years, let your attorney and the Trustee know immediately.
  8. Do you have a domestic support obligation? (child support / alimony)
    • Yes. To whom? Are you current on your post-petition domestic support obligations?
    • No.
  9. Did you read the Bankruptcy Information Sheet provided by the United States Trustee?
    • Yes. You read and signed this with your signed Representation Agreement.
  10. Did you Meet with your Attorney before the filing of your bankruptcy case?
    • Yes. We’ve met via TEAMS a couple of times. This question is typically only asked in Missouri.

After these standard questions have been asked, the Bankruptcy Trustee may then ask any additional questions he may have either regarding the testimony that you gave and/or information that was provided in your bankruptcy file. He may also ask for further documentation.

During your free bankruptcy consultation, your Kansas City Bankruptcy Attorney can let you know what type of follow up questions to expect in your case. Because we strive to resolve all key issues prior to filing, generally no further action is required and your Meeting will then be concluded.

We will be on the Zoom Meeting with you. After your 341 Meeting, we will call or email to discuss any necessary next steps.

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